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Archive for the ‘Homes’ Category

December 24th, 2007

Kit Homes: Popular for Over a Century

Kit homes, or homes that come in pieces ready for assembly, are not a new phenomenon. Back in the nineteenth century, people all over the United States could open their Sears, Roebuck catalog and order one of several styles of homes that would be loaded onto a train and shipped to the customer. Craftsman homes in a few distinct styles can still be seen in just about every state in the Union, and are now considered historically valuable properties.

Kit homes may have lost their popularity for a while with the creation of post-World War II tract housing, but they’re back, with a few big changes. Now you can pretty much design your own home courtesy of a number of companies, deciding on one of a number of floor plans, before your building is created according to your specifications. And added to conventional homes are popular log cabin designs, geodesic domes, and minimalist kits which can be ordered room by room and put together using as many units as you want.

Most customers order kit homes for two reasons: cost savings and individual choice. Kit homes can cost substantially less than stick-built homes, primarily because the owners can do most of the construction work themselves. An added benefit is that, in many cases, the owners can actively participate in the design of the home, adding individual features that complement their own lives. The combination of substantial savings and the ability to individualize one’s home make kit homes a great deal.

December 24th, 2007

Modular Homes Misconceptions and Myths

Many people mistakenly believe that modular homes are expensive, cost a lot to insure, are inferior to on-site homes, take longer to build, are lower quality, easily damaged, and that modular homes cannot be customized.

Fortunately, modular homes do not exhibit any of these misconceptions. While it is true that modular designs were fairly basic during the start of the industry, today’s technology and consumer demand for this product has made these homes virtually indistinguishable from traditional site built homes. Today, modular homes are constructed in sections or modules in a controlled factory environment. All modular homes are 80% to 95% built in factories and then transported to a foundation where it is then assembled.

To dispel some of the common misconceptions about modular housing take a little basic common sense research. First, Modular homes are less expensive on average than site built homes. A modular homes cost per square foot to construct is generally 15% - 25% less expensive than a comparable quality site-built home. Secondly, modular homes insurance costs are the same value as that of an on site homes.

In addition, on-site homes are not superior to modular homes for the simple fact that modular homes are more closely supervised and built in a factory-controlled environment which improves the structural quality of modular homes. On-site built homes are subject to weather exposure which can lead to future water damage problems and mold issues. Modular homes are often structurally stronger than traditional site built homes due to the fact additional framing and structural support is built into the module designs so they can withstand transportation load factors. On general wear and tear matters, just like any other home, modular homes are subject to weather damage, broken windows, and anything else a normal home would encounter.

On-site homes can take up to 4 to 6 months to complete, depending on season, and how long it takes to break ground and lay a foundation. Modular homes take 1 to 2 months from initial customer design to delivery of the home from the factory to the foundation. Finally, modular homes can be customized to the owners’ preference, or can be customized exactly like the homes in the surrounding neighborhood.

December 24th, 2007

Motor Homes

Few things are better than traveling, enjoying, and staying close to nature. Whether it is for an outing with friends and family or on some work, motor homes makes such dreams come true. With all the comforts and luxuries of home, they help make a working assignment more easy and a family outing more enjoyable.

Hundreds of companies provide different types, sizes, designs, and colors of motor homes. Tiffin Motor Homes, Fleetwood, Foretravel, Winnebago Motor Homes, Buddy Greg Motor Homes, Damon Motor Coach, and Roadtrek are some companies which provide luxurious and functional motor homes with all basic amenities.

Motor homes are ‘living units’ which are constructed on a chassis. They have all the amenities of a home such as bedroom, kitchen, bathroom, electricity, and many more. All that you need is a valid drivers’ license.

Different types of motor homes are available, all tailored to suit different needs. Class A (the bus type), Class B and Class C differ significantly in their size and other aspects. While Class A motor homes are large and roomy, Class C is usually held to be the safest, with air bags and seat belts. The convenience of Class B lies in its ability to be parked wherever one wishes, due to its size.

Diesel- and gas-powered motor homes are also available. Diesel is more fuel-efficient but also noisier than gas-powered homes, which are faster and hence provide better acceleration.

Motor homes can either be bought or rented. Some companies, like Poulsborv, Motor Home Rentals, Cruise America, Bates International Motor Homes and many more, offer homes for rent.

Rates for rental services vary, depending on the type of motor home chosen and other factors. A higher rate normally applies to certain busy months, while discounts are offered in other months.

With comfort and luxuriousness mingled, and usefulness and convenience even better than a hotel room, such motor homes are a must for anyone who wants a truly enriching holiday experience.

December 24th, 2007

Modular Homes Manufacturers

With new kinds of technologies flooding the markets every day, the concept of modular homes has gained a lot of popularity. Modular homes are very different from site built homes and manufactured homes. While site built homes are constructed entirely on the location where the house is to be located according to the building guidelines of that particular region, manufactured homes are a more stylish version of what are known as mobile homes or trailers. On the other hand, modular homes are manufactured at factories in parts and then assembled by workers on the site.

Modular homes are less expensive than on site houses, also over a time, their value goes up. In addition to this, they are checked by officers to see whether they conform to all state, local and regional guidelines prescribed for building houses. The greatest advantage perhaps, of buying a modular home lies in the fact that before investing your money you can see a life-size model of your house to be. Some of the most reputed manufacturing companies of modular homes go back to as long back as the 50th decade of the 20th century.

The idea of modular homes may get associated with tiny non-livable accommodations when you think about it, but, a little research is sure to leave you astonished. Modular home manufacturers are today manufacturing modular homes the size of a ranch or even something in Victorian style.

These manufacturers have something for everyone. You can get yourself an economical Cape Cod house, which is small in size but is guarantee to keep you cozy, or a twenty six hundred square feet house, which resembles a mansion. The websites of some of these manufacturing companies are equipped with all details including floor plans and the pictures of what a finished house will look like.

December 24th, 2007

How To Invest In Foreclosure Homes?

Foreclosure homes provide good opportunities for real estate investment. Buying homes that are in some stage of the foreclosure process is typically a risky process that can give a big payoff for the well-researched buyer or investor. While it is possible to purchase foreclosure homes for up to 50 percent below market value, steals like these are not typical and much homework must be done before buying foreclosure homes.

Buying foreclosure homes represents one of the safest methods of entering the investment market.

Foreclosure occurs when a homeowner fails to make mortgage payments on his homes. A homeowner is allowed to be late on a few payments, as long as they are paid soon. They have to pay the payments along with the late charges. Foreclosure homes happens when numerous mortgage payments have been missed and the homeowner is unable to rectify the situation with payments. The foreclosure process does not happen overnight. It can take up to three months, but do not be fooled by this lengthy time period. It is important to take action immediately on foreclosure homes. An average of 4% of all homes purchased will be foreclosed upon. Therefore, foreclosure is an issue to many people. Purchasing foreclosure homes may be beneficial to both the buyer and the homeowner if the purchase occurs at the right time.

Homebuyers and investors may save 20-40% on homes by buying foreclosure homes.

Foreclosure homes provide excellent opportunities for homebuyers and investors to save money on their purchases. Homebuyers and investors may potentially save 20-40% of the market value on the foreclosure home. In pre-foreclosure, the buyer also has the opportunity to observe the condition of the home. This option is not available when the home reaches foreclosure status. If foreclosure is inevitable, a homeowner may want to consider foreclosure loans. A foreclosure loan can alleviate the problem immediately. However, they can be difficult to obtain. There are various requirements for approval, such as a good credit score and a minimum of 30% equity in the home.

December 24th, 2007

Orlando Vacation Rental Homes

Vacation rental homes are better than hotels. Hotels do not provide much peace or privacy, and are costlier than rental homes. A crowded hotel can make your vacation unpleasant. An Orlando vacation rental home, on the other hand, affords you much freedom, privacy, ammenities, flexibility, personal space, and more. They come in a wide range of sizes, styles, locations, and prices. Look into the options, and make your decision wisely.

Vacation rental homes are cost-effective, private, pleasant and spacious. Vacation homes are in fact small units. These are individual houses that cater to the needs of its visitors with boundless facilities, like a private kitchen, swimming pool, spa and more. These provide fully furnished accommodations, with an Internet connection and everything a person can require.

Since these vacation rental homes are owned by private people there is a lot of competition between them. This offers a benefit to the customer, who can find the best facility at the cheapest price possible. Vacation rental homes accommodate an entire family. The whole family is united in one house and can enjoy the vacation in a refreshing manner because these are small units in beautiful surroundings with complete privacy. Staying in a vacation rental home can be a life-enriching experience.

Vacation rental homes in Orlando are no exception. These homes could be rented directly by the homeowners through websites, thereby minimizing extra or hidden charges. Whatever charge is quoted is the final charge. There are many vacation rental homes much closer to Walt Disney World.

November 16th, 2006

Afraid to Invest in Real Estate? Beginner’s Guide to Single Family Homes

Are you afraid to take the plunge and invest in real estate? Perhaps you’ve seen others make a fortune in real estate but you’re not sure how to take the steps to ensure that you make money instead of lose money. Recent uncertainties in the market may even cause you to sit back and wait.

Making a mistake in a real estate investment decision can be costly–or even financially devastating. However, there are ways to ensure that you make money investing in real estate. The key is to learn as much as you can before you attempt to buy property. Whoever said “knowledge is power” knew what they were talking about when it comes to investing in real estate. Here are a few tips on how you can make a wise investment decision:

Stick with Proven Strategies - Single Family Homes

If you’re not a gambler, it’s best to stick to investing in tried-and-true single family homes. There’s always a market for single family homes once you’ve fixed them up and are ready to resell. If you plan to rent your investment property out, single family homes are the easiest homes to rent, assuming they’re not too expensive.

Prepare Your Mortgage Financing First

Get your mortgage financing arranged before you go house hunting. This essential step prepares you to make offers with a fast closing. Distressed sellers feel pressure to close as soon as possible. Quick action gives you an edge over any competition (other investors and home buyers) you might have when it comes to making offers on properties.

Educate Yourself

Become an expert in a particular area and type of home. That way, you’ll eventually get good enough at knowing what homes are selling for so that you can make your offers quickly and as profitable as possible.

Know Area Employment Conditions

Watch local employment trends. You must be able to rent your investment home or sell it right away. When people have jobs, they can afford housing.

When you look for properties, either avoid altogether or be very cautious if the area’s economy is largely based on just one major employer. If that employer shuts down or cuts back drastically, that entire area’s real estate market will be dramatically affected and you could lose your investment capital.

One exception to that rule would be a town that is home to a large, old, and well-established college or university. Such an establishment will have a steadying effect on the community that surrounds it, and there will always be a housing need for the many employees and students who are associated with the university.

Safeguard Your Money

Always maintain a reserve fund, because unexpected things will come up as you go through the rehab process; that’s just part of the investment game. If having to pay for a new roof will mean that you can’t pay your own home mortgage that month, you’re financially over-extended. You must make sure that an unexpected expense isn’t going to jeopardize your future.

Know how much your profit potential will be before you make an offer. You should know how much the needed repairs will cost. Although we’ve just established that things will come up that you can’t predict, you should know what the house will sell for before you make any kind of an offer. That way, you can build in a cushion that will assure you of making a profit, even when the unexpected takes place.

Plan Ahead and Act Quickly

Get through the rehab process as quickly as you can. That way, you won’t be surprised if the local economy takes a downturn later on. You know what the economy and market are like at the time of purchase, and you want to be able to sell under essentially the same conditions. That will take a big load off your mind.

Educate yourself so that you feel confident instead of afraid. Remember, more multimillionaires made their money investing in real estate than by any other method.

November 16th, 2006

Gilbert Arizona’s Real Estate Bargains: Spec Homes

It’s amazing how fast the real estate market can change. Last year, buyers were clamoring over one another to buy a house. This year, the market has slowed down considerably; buyers actually have a chance to think about whether a house is right for them. For buyers that are looking for affordable new home communities, there’s no better place than Gilbert – and there’s no better time to buy.

Gilbert has been an active community for new home developments for the last several years. Developers have taken every vacant piece of property and built new home communities: some condos, town homes, and simple affordable family homes; others are elegant high end properties.

As the real estate market slows down, these developers have a far greater inventory of new homes on their hands, far more than they’d ever intended. So buyers are in a unique position, they are finally in the position of being courted by developers – aggressively campaigning to get buyers to buy the homes in their community.

Developers have a lot of money tied up in these new homes. The longer these homes sit vacant, the more it ends up costing the builders. So it really becomes the builder’s responsibility to actively market to buyers – to try to entice them into buying. Many buyers are finding themselves being courted with lots of extra perks. Some examples include:

* No mortgage payments for the first year

* Swimming pools and spas included with home free of charge

* Huge reductions in the price of the home, sometimes as much as $50,000

* Upgrades to the materials in the home, like high quality flooring, stone countertops, and high end appliances

These remarkable perks aren’t going to last forever, but for right now, buyers are in a Gilbert can find the home of their dreams, at a truly unbelievable deal. Eventually, the marketplace will balance itself out and developers won’t have the same pressure to sell.

If you’ve been waiting for the market to decline, you may have a long wait. In fact, it’s not likely that home prices will decrease, just stabilize. But even though prices may be the same in a few months, you won’t have the same opportunity to get the deal of a lifetime in perks. There hasn’t been a better time to buy a home in Gilbert, and you won’t see similar deals ever again – it’s the best time to buy.

November 16th, 2006

Foreclosure Homes for Sale

Are you on a small budget, but you want to purchase a home? If you are on a small budget, and you want to get a home, to start living as a family in an area that you love, look towards homes that have recently been foreclosed. A foreclosure is one that someone else has lost. The homeowner may not have been able to keep up on their mortgage payments, and the bank has taken over the property. Banks and financial companies don’t like to hold onto these properties for long, because of the interest, the payments and the money that is being lost over all.

To find a home that has been through foreclosure you can begin your search online or offline. Many links to foreclosure companies and banks are going to offer listings of where foreclosure homes have been located. A foreclosure company is going to offer great rates, and will offer great prices on homes that they want to sell.

While nothing can be done for those who have been through the foreclosure process, and for those who have lost their homes, you can take advantage of the situation. You can purchase home, at a reasonable cost, and create a home for your family.

To purchase a home that has been through foreclosure, the process is going to be very similar to that of any other mortgage. You will have to apply for a mortgage, you will have to pass the background check, and you will be subject to interest costs, and closing costs of the mortgage. A foreclosure home may require some additional legal background work, so you will need to hire an attorney to look out for your best interests.

A foreclosure home is one that has been abandoned because the previous owners could no longer pay for the home. You will find that many types, sizes, and styles of homes are often included on the foreclosure listings by banks. You will find one bedroom homes, two bedrooms homes, rental units, retail and commercial buildings and you will find luxury homes, vacation homes, even mansions included on foreclosure listings.

The home of your dreams could be very affordable if you take the time to look at the foreclosure listings. The foreclosure listings will give you an idea of the city and the state where the home is located, and from there you are often required to contact the bank, the financial company or perhaps a real estate agent as listed, to find out more about the property. The only limitations you will have in purchasing foreclosure homes is going to be your credit limit and where you want to live. Homes from across the nation, from Vegas, California, to Virginia, Florida and in Washington are available for purchase.

November 16th, 2006

Modular Homes: Built Better to Meet Today’s Demanding Housing Market

There are many reasons to consider buying a modular home these days. Today people are looking for value for every dollar spent, and modular homes offer just that. With the improvement in quality of modular homes, they can be a better choice then conventional construction in most areas. And don’t think that modular homes can’t live up to that dream house of fantasy. Today modular homes are built to more varied specifications and architectural designs then ever before including multi level, split level, post modernistic and many traditional styles. If it can be envisioned, more then likely there is a company that can modularize its construction. Here are some of the reasons that modular homes are such a great value.

They can be completed Faster

Modular homes from start to finish can be built faster because the greatest portion of construction, including HVAC electrical and plumbing are completed under what are usually controlled climate conditions in a factory. Most everything is completed at the factory including the installation of cabinets and doors. Most fixtures, plumbing and electrical are in place before the modular home leaves the factory. When the modular home arrives on site ready to set on its foundation, there is less for contractors and subcontractors to complete. This saves a lot of time due to weather and scheduling issues that always seem to arise with traditional construction. That means savings of time and as everyone knows, time is money, especially in home construction

Saving on construction time saves big interest

With a typical construction loan, the first payments are basically interest. A common construction loan for a conventionally constructed home can be anywhere from 6 to 12 months long. With that in mind, consider how much will be saved in interest on the loan before it is converted to a conventional mortgage, if the construction time is cut from 6 months to 2 months. On bigger projects, the savings will be even greater. If you are required to carry the construction insurance modular homes can save even more. Because the structure is not exposed to acts of nature during critical stages of framing and construction, insurance rates are much more reasonable as well.

Less Wasted Material

Because modular homes are constructed under climate controlled factory conditions, material loss is kept to a minimum. On conventional construction sites, losses can add up to big dollars, due to poor weather, theft, and over all poor construction conditions, making modular home construction again more cost effective.

More durable construction

Because modular homes must be transported sometimes many hundreds of miles from the factory to where they will be placed on a foundation, they are held to a much higher standard in most areas of construction, to be able to withstand being moved. Better flooring which can be varied may include engineered floors on top of thicker nailed AND glued sub floors. Double and heftier constructed rim joists and thicker wallboard on ceilings and walls. Many of the added supports and bracing that are required for transportation can be left in place upon arrival which makes for a stronger more durable structure that holds up to the forces of nature better then do most conventionally constructed homes.

So if it’s time to consider a new home, its time to consider a modular home. The advantages are many the savings are great and the risks are few to none. Lending institutions are aware of modular home advantages and many times are more willing to process loans accordingly. Modular homes have come a long way since first conceived of. Modular housing is no long to be considered second class housing as it once might have been. Today it is top quality and rivals any home construction method available.